Proudly Serving Miami-Dade, Broward, Palm Beach, and Surrounding Areas
Insurance-ready reports
🔍4-Point Inspection
A 4-Point Inspection is often required by insurance companies before issuing or renewing a policy. This inspection focuses only on the four main systems insurers care about — nothing extra, nothing confusing.
What Is a 4-Point Inspection?
A 4-Point Inspection is a limited, insurance-focused inspection designed to document the condition of four major systems in the home. Insurance companies use this information to assess risk and determine eligibility for coverage.
This inspection is not a full home inspection and does not cover cosmetic or minor issues.
What We Inspect in a 4-Point Inspection:
🏠 Roof
Roof covering type
Approximate age
Visible damage or leaks
⚡ Electrical
Electrical panel type
Wiring condition
Visible safety concerns
🚿 Plumbing
Pipe materials
Water heater condition
Visible leaks or damage
❄️ HVAC
System type
Approximate age
Basic operational condition
📸 All findings include clear photos required by insurance companies.
Who Needs a 4-Point Inspection?
This inspection is commonly required if:
- Your insurance company requested a 4-Point
- You’re renewing or changing insurance coverage
- The home is older (typically 20–30+ years)
- An insurer needs updated documentation
👉 If you’re unsure whether you need a 4-Point or another inspection, Just give us a call
What a 4-Point Inspection Is NOT
To avoid confusion, a 4-Point Inspection:
❌ Is not a full home inspection
❌ Does not include cosmetic issues
❌ Does not guarantee insurance approval
❌ Does not replace other inspections
Its purpose is documentation for insurance, not a complete evaluation of the property.
What You’ll Receive
After the inspection, you’ll receive:
A clear, insurance-ready report
Required photos of all four systems
Digital delivery for easy submission
A report insurers recognize and accept
Don’t Delay Your Insurance Coverage
If your insurer requested a 4-Point Inspection, waiting can delay or jeopardize your policy.
Get the inspection done quickly and correctly.
ONE INSPECTION CAN SAVE YOU THOUSANDS.
Our inspections uncover issues most buyers never see—before you sign, insure, or invest in the property.
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Areas We Serve
Including Miami, Fort Lauderdale,
Hollywood, Boca Raton & nearby areas.
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